Personal insurance
Coverage for homes, vehicles, valuables, and personal liability.
- Auto
- Home, condo, and renters
- Boat and yacht
- Umbrella and valuable items
Michigan carrier guide
Travelers
Travelers is a property and casualty insurer with more than 170 years of combined history. It serves individuals, businesses, and organizations through independent agents and brokers.
Who is Travelers?
The modern Travelers combines the histories of St. Paul Fire & Marine, founded in 1853, and Travelers, founded in 1864 after James G. Batterson introduced accident insurance in the United States. The companies merged in 2004, and the organization adopted The Travelers Companies name in 2007.
Travelers offers personal, business, and specialty insurance through approximately 15,000 independent agents and brokers, according to its company overview. Some products shown on its consumer site, including travel, pet, motorcycle, and flood options, may be offered through Travelers-owned agencies and third-party partners.
Official source: About Travelers ↗Key facts
Travelers at a glance
- Combined history
- 170+ years
- Travelers founded
- 1864
- St. Paul roots
- 1853
- Independent agents/brokers
- 15,000
- Markets
- Personal, business, and specialty
- Agency status
- Available through Vander Ploeg when eligible
Company history
How Travelers developed
- 1853
St. Paul Fire & Marine founded
A predecessor company formed to address fire risk in the Minnesota Territory.
- 1864
Travelers founded
James G. Batterson helped introduce accident insurance in the United States.
- 2004
St. Paul and Travelers merged
The two companies combined to form The St. Paul Travelers Companies.
- 2007
Travelers name restored
The organization changed its name to The Travelers Companies, Inc.
Coverage overview
What products does Travelers offer?
Business insurance
Property and casualty solutions for organizations of many sizes.
- Business owners policies
- Commercial property and general liability
- Commercial auto and trucking
- Workers’ compensation
Specialty and industry solutions
Protection for complex risks and specialized sectors.
- Cyber
- Management and professional liability
- Surety
- Global and industry-specific coverage
Travel, pet, motorcycle, and flood options shown on Travelers.com may be provided through partners via InsuraMatch.
Who they serve
Who may consider Travelers?
Individuals and families
Drivers, homeowners, renters, boat owners, and households needing umbrella or valuables coverage.
Small and midsize businesses
Organizations needing packaged property, liability, auto, workers’ compensation, or cyber protection.
Large and specialized organizations
Companies requiring industry expertise, global programs, surety, or complex specialty coverage.
Local context
Travelers in Michigan
Travelers may be considered for Michigan personal and commercial risks. Auto quotes must reflect state no-fault and PIP choices; property and business quotes depend on construction, protection features, location, operations, payroll, vehicles, and loss history.
How Vander Ploeg helps
Vander Ploeg can include eligible Travelers products in a Michigan comparison, identify which coverages are carrier-written versus partner-provided, and explain package, umbrella, business, deductible, and endorsement choices in plain language.
Read our Michigan car insurance guide →Policyholder help
Official Travelers resources
Travelers FAQs
When was Travelers founded?
Travelers was founded in 1864. The current company also includes the history of St. Paul Fire & Marine, founded in 1853.
What types of insurance does Travelers offer?
Travelers offers personal, business, and specialty insurance, including auto, home, renters, umbrella, commercial property, liability, workers’ compensation, cyber, and surety.
Does Travelers work with independent agents?
Yes. Travelers reports working with approximately 15,000 independent agents and brokers across its markets.
Can Vander Ploeg quote Travelers in Michigan?
Yes, when the requested product, risk, and location meet current appointment and underwriting requirements.
Does Travelers underwrite every product shown on its website?
No. Travelers states that certain travel, pet, motorcycle, and flood products are offered through partner providers via InsuraMatch, a Travelers-owned agency.
Sources and editorial notes
Last reviewed August 19, 2026. This independent overview summarizes official carrier materials for education. Policy forms, providers, availability, underwriting, and terms can change; the issued policy controls coverage.
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