Vehicle insurance
Coverage for personal and business vehicles.
- Personal auto
- Commercial auto
- RV insurance
- Motorcycle insurance
Michigan carrier guide
National General
National General is an Allstate company with roots in early automobile insurance. It offers personal and commercial vehicle, property, and specialty coverage directly and through a large independent-agent network.
Who is National General?
National General says its insurance roots date to 1920; an Allstate acquisition filing references 1939. Neither official source alone establishes a single legal incorporation date. The company now serves consumers directly and through more than 55,000 independent agents, with personal and commercial vehicle, homeowners, renters, recreational vehicle, flood, umbrella, and related products.
As part of Allstate, National General combines a national platform with an independent-agent channel. Its Custom360 programs emphasize tiered and configurable auto and home choices, but actual forms, features, discounts, and eligibility vary.
Official source: National General company story ↗Key facts
National General at a glance
- Insurance roots
- 1920 (company); 1939 (Allstate filing)
- Parent company
- Allstate
- Independent agents
- 55,000+
- Core markets
- Vehicle and property
- Claims access
- 24/7 reporting
- Agency status
- Available through Vander Ploeg when eligible
Company history
How National General developed
- 1920–1939
Automobile-insurance roots
Official company materials cite 1920; an Allstate filing cites 1939 as the start of its insurance roots.
- Growth era
Broader personal and commercial lines
The business expanded beyond auto into property, recreational vehicles, and additional coverages.
- 2021
Joined Allstate
National General became part of The Allstate Corporation.
- Today
Independent-agent scale
The company reports a network of more than 55,000 independent agents nationwide.
Coverage overview
What products does National General offer?
Home and property
Residential protection with configurable coverage levels.
- Homeowners
- Condo
- Renters
- Private collections
Additional protection
Programs that can supplement property and vehicle coverage.
- Flood and private flood
- Umbrella
- Home and auto packages
- Specialty options
Availability, Custom360 tiers, and optional endorsements vary by state and underwriting company.
Who they serve
Who may consider National General?
Everyday drivers
Drivers seeking configurable auto coverage, including households with varied driving records.
Homeowners and renters
People protecting a primary home, condo, rental residence, or personal belongings.
Vehicle and specialty owners
RV, motorcycle, commercial vehicle, and private-collection clients.
Local context
National General in Michigan
Michigan auto coverage requires state-specific no-fault and PIP choices. A National General quote should be reviewed for the selected PIP option, liability limits, household drivers, vehicle use, deductibles, and any home or specialty package eligibility.
How Vander Ploeg helps
Vander Ploeg can include National General in an eligible Michigan comparison, explain Custom360 or other available options, and check how deductibles, optional endorsements, telematics, and home-auto packaging change the overall fit.
Read our Michigan car insurance guide →Policyholder help
Official National General resources
National General FAQs
Who owns National General Insurance?
National General is an Allstate company. Allstate completed its acquisition of National General in 2021.
What insurance does National General offer?
Its official site lists personal and commercial auto, RV, motorcycle, homeowners, condo, renters, flood, umbrella, private collections, and related package options.
Does National General work with independent agents?
Yes. National General says it distributes through more than 55,000 independent agents as well as directly to consumers.
Can Vander Ploeg quote National General in Michigan?
Yes, when the requested product, location, and risk meet current eligibility and underwriting requirements.
Is National General automatically the best-priced option?
No carrier is lowest for every risk. Price depends on coverage choices and underwriting factors, so National General should be compared on both cost and protection.
Sources and editorial notes
- National General company story ↗
- National General products ↗
- National General home and auto overview ↗
Last reviewed August 19, 2026. This independent overview summarizes official carrier materials for education. Policy forms, providers, availability, underwriting, and terms can change; the issued policy controls coverage.
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